Demand deposit interest rate today
Kienlongbank currently has the highest demand deposit rate: 0.50%/year, updated at 8/1/26, 8:19 AM.
| Bank | Rate |
|---|---|
| Kienlongbank | 0.50%/year |
| Bac A Bank | 0.50%/year |
| BAOVIET Bank | 0.30%/year |
| Agribank | 0.20%/year |
| VietinBank | 0.10%/year |
| Vietcombank | 0.10%/year |
| LPBank | 0.10%/year |
| BIDV | 0.10%/year |
| ABBANK | 0.10%/year |
| Techcombank | 0.05%/year |
| MB Bank | 0.05%/year |
| OCB | 0.00%/year |
A comparison table of demand (no fixed term) deposit interest rates from commercial banks in Vietnam, sorted highest to lowest, updated automatically. This is the rate that applies when you deposit money without committing to a withdrawal date.
Frequently asked questions
Which bank has the highest demand deposit rate right now?
The bank paying the highest rate for demand deposits is shown at the top of the table below (sorted highest to lowest), updated automatically. The ranking can shift as banks adjust their rate sheets.
How is demand deposit interest paid?
Demand deposit interest is usually calculated on the account's actual balance and paid periodically, unlike a term deposit which pays interest once at maturity.
Why is the demand deposit rate so much lower than a term deposit?
Because the bank lets you withdraw at any time with no loss of interest or penalty, it's the lowest rate among deposit types - the trade-off for the highest liquidity.
Is the rate on VnMarketData the official in-branch rate?
This is the rate publicly listed on each bank's website, aggregated automatically by VnMarketData. The actual rate you're offered may differ if you're a VIP customer or use an online channel with its own promotion - confirm directly with the bank.