24-month savings interest rate today
MB Bank currently has the highest 24-month term deposit rate: 7.00%/year, updated at 8/1/26, 8:19 AM.
| Bank | Rate |
|---|---|
| MB Bank | 7.00%/year |
| Bac A Bank | 6.95%/year |
| LPBank | 6.80%/year |
| PGBank | 6.80%/year |
| OCB | 6.80%/year |
| Sacombank | 6.70%/year |
| NCB | 6.60%/year |
| Shinhan Bank | 6.60%/year |
| BVBank | 6.45%/year |
| SHB | 6.40%/year |
| Vietbank | 6.30%/year |
| MSB | 6.30%/year |
| VPBank | 6.10%/year |
| VietABank | 6.10%/year |
| VietinBank | 6.00%/year |
| Vietcombank | 6.00%/year |
| BIDV | 6.00%/year |
| Agribank | 6.00%/year |
| VIB | 5.80%/year |
| BAOVIET Bank | 5.75%/year |
| ABBANK | 5.60%/year |
| SeABank | 5.45%/year |
| ACB | 5.40%/year |
| Techcombank | 5.25%/year |
| Kienlongbank | 5.05%/year |
| Eximbank | 5.00%/year |
| HDBank | 4.90%/year |
| Nam A Bank | 4.00%/year |
The 24-month term is a long-term deposit that typically carries the highest listed interest rate among savings terms. The table below lists 24-month rates from commercial banks, sorted highest to lowest, updated automatically.
Frequently asked questions
Which bank has the highest 24-month savings rate right now?
The bank paying the highest rate for the 24-month term is shown at the top of the table below (sorted highest to lowest), updated automatically. The ranking can shift as banks adjust their rate sheets.
Why does the 24-month term usually have the highest rate?
The longer the term, the more the bank can rely on that funding, so it typically pays a higher rate to attract depositors. In exchange, your money is locked up longer and you'd lose most of the interest if you need to withdraw early.
Can I withdraw a 24-month term deposit early?
Yes, but withdrawing before maturity usually means the bank only pays the (much lower) demand deposit rate for the whole holding period instead of the listed term rate - worth weighing carefully before choosing a long term.
Is the rate on VnMarketData the official in-branch rate?
This is the rate publicly listed on each bank's website, aggregated automatically by VnMarketData. The actual rate may differ for large deposits or VIP customers - confirm directly with the bank before depositing.