18-month savings interest rate today
Shinhan Bank currently has the highest 18-month term deposit rate: 7.10%/year, updated at 8/1/26, 8:19 AM.
| Bank | Rate |
|---|---|
| Shinhan Bank | 7.10%/year |
| Bac A Bank | 6.95%/year |
| PGBank | 6.80%/year |
| LPBank | 6.70%/year |
| OCB | 6.60%/year |
| NCB | 6.50%/year |
| BVBank | 6.45%/year |
| Vietbank | 6.30%/year |
| SHB | 6.30%/year |
| MSB | 6.30%/year |
| MB Bank | 6.20%/year |
| VPBank | 6.10%/year |
| Sacombank | 6.00%/year |
| VietABank | 6.00%/year |
| VietinBank | 5.90%/year |
| TPBank | 5.90%/year |
| BIDV | 5.90%/year |
| Agribank | 5.90%/year |
| BAOVIET Bank | 5.75%/year |
| VIB | 5.70%/year |
| ABBANK | 5.60%/year |
| HDBank | 5.50%/year |
| SeABank | 5.45%/year |
| ACB | 5.40%/year |
| Techcombank | 5.25%/year |
| Kienlongbank | 5.05%/year |
| Eximbank | 5.00%/year |
| Nam A Bank | 4.00%/year |
A comparison table of 18-month term deposit interest rates from commercial banks in Vietnam, sorted highest to lowest, updated automatically. Use it to quickly compare where to deposit for this term.
Frequently asked questions
Which bank has the highest 18-month savings rate right now?
The bank paying the highest rate for the 18-month term is shown at the top of the table below (sorted highest to lowest), updated automatically. The ranking can shift as banks adjust their rate sheets.
How is interest calculated for an 18-month term deposit?
Interest = Deposit amount × Annual rate × 18/12 (simple interest, for the term). Use VnMarketData's Savings Interest Calculator to work out the exact interest earned and total payout at maturity.
Can I withdraw an 18-month term deposit early?
Yes, but withdrawing before maturity usually means the bank only pays the (much lower) demand deposit rate for the whole holding period, instead of the listed term rate.
Is the rate on VnMarketData the official in-branch rate?
This is the rate publicly listed on each bank's website, aggregated automatically by VnMarketData. The actual rate may differ for large deposits or VIP customers - confirm directly with the bank before depositing.